Nexgen Commercials & Your Privacy

At Nexgen Commercials, we’re committed to protecting your privacy while helping you find the perfect commercial vehicle. Understanding your needs and circumstances allows us to deliver the right vehicle for the right price.

This notice explains how we collect and use your personal data.

Who We Are

Nexgen Commercials works closely with NexGen Business Finance Limited (Company No: 13948675, registered at 11 Brookfield Rd, Northampton NN3 6WL). NexGen Business Finance Limited acts as an independent finance broker and is an appointed representative of AFS Compliance Ltd, which is Authorised and Regulated by the Financial Conduct Authority (FRN 625035). When we talk about “we,” “us,” or “our” in this notice, we are referring to the data handling processes under this regulated structure.

Why We Collect Your Data

The personal information we gather helps us:

1. Understand your requirements to find the most suitable vehicle and finance options.
2. Process finance applications, including performing necessary credit checks and affordability assessments.
3. Fulfil our legal and regulatory duties (like identity verification).

What Data We Collect

We may collect information such as:

• Your Identity: Name, date of birth, etc. We might need copies of ID like a passport or driving licence.
• Your Contact Details: Address, phone number, email. We might need proof of address like a utility bill.
• Financial Details: Information about your income, expenses, and bank details to assess finance options.
• Transaction Details: Information about vehicles or services you’re interested in or purchase.
• Your Preferences: How you’d like us to communicate with you.
• Sensitive Information: In some cases (e.g., if relevant to vulnerability), we might ask about health conditions with your explicit consent.

We get this information directly from you (when you fill forms, call, or email us) or sometimes from third parties like credit reference agencies or public sources (like Companies House) as part of the finance application process.

Sharing Your Information

We value your trust. We will only pass on your personal details to finance providers or other necessary third parties at your request, specifically to arrange the finance or services you’ve asked for.

These third parties can include:

• Finance companies on our approved panel (we can provide a list).
• Credit reference agencies (for credit checks).
• Our regulatory oversight partners (AFS Compliance Ltd) and the Financial Conduct Authority (FCA).
• IT service providers who help us securely store data (within the EU/EEA).
• Fraud prevention agencies.

How Long We Keep Your Data

We only keep your information for as long as needed to provide our services and meet legal or regulatory requirements.

Your Rights

You have rights regarding your personal data:

• You can ask to see the data we hold about you.
• You can ask us to correct any mistakes.
• You can ask us to delete your data (in certain circumstances).
• You can object to how we are using your data.
• You can ask us to limit how we use your data.
• You can ask for your data to be transferred to another organisation.
• If we rely on your consent, you can withdraw it at any time.

Contact Us

If you have any questions about how we handle your data, or if you wish to exercise any of your rights, please contact:

Max Kirkman Email: Max.Kirkman@duncanjcarter.a2hosted.com

For formal data protection matters or complaints, you can also contact our Data Protection Officer, Joshua Harvey, at [email address removed]. If you’re unhappy with how we’ve handled your data, you have the right to complain to the Information Commissioner’s Office (ICO).

Accuracy

Please let us know if your personal details change so we can keep our records accurate.

This notice is based on our detailed Privacy Policy, last updated 01/04/2025.